adw.adw_402
ActiveTool of AlpineDataWorks Intelligence Server
Returns a 0-100 US consumer-loan delinquency stress score (z-scored composite of EIA consumer-survey and utility-payment stress indicators, history to 1988) with stress_score, acceleration, percentile_rank, confidence, and methodology_version. Call when the user asks about consumer credit stress, delinquency trends, or eviction risk, or when timing collections staffing, bad-debt provisioning, or rental-portfolio exposure — acceleration leads residential eviction filings by about two months. Updates: quarterly.
Parameters schema
{
"type": "object",
"required": [],
"properties": {
"days": {
"type": "integer",
"maximum": 1825,
"minimum": 1,
"description": "Optional: return a daily HISTORY series of the last N days (up to 5 years of real archived data) instead of the current snapshot. History requires Gold tier; without it, the current snapshot is returned."
}
}
}No endpoints wrapped at confidence ≥ 0.70.
Parent server
AlpineDataWorks Intelligence Server
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