wealthpulse
ActiveTool of com.theaslangroupllc.pulse/pulsenetwork
declared in 1.1.0
WealthPulse: Personal finance intelligence API. 12 endpoints grounded in live FRED rate data — financial health, retirement, debt, credit cards, mortgage, Social Security, tax optimization, Roth vs Traditional, em Coverage: Global Endpoints: • snapshot ($0.15): Financial health snapshot • retire ($0.15): Retirement readiness projection • debt ($0.10): Avalanche vs snowball debt payoff strategy • cards ($0.10): Best credit card for your spending profile • mortgage ($0.10): How much house can I afford • debt-negotiate ($0.15): Can I settle this debt for less • advisor ($0.10): Financial advisor finder, comparison, and background check • ssa ($0.15): Social Security claiming strategy • tax ($0.15): Year-end tax optimization • roth ($0.10): Roth vs Traditional IRA/401k decision • emergency ($0.10): Emergency fund sizing • inheritance ($0.10): Inherited IRA and estate rules • trump-account ($0.15): Trump Account (IRC §530A) eligibility, strategy, and rules • bank-health ($0.25): Is my bank safe? FDIC Call Report bank-health check • bank-check ($0.02): FDIC bank-health check — deterministic Call Report primitive • unclaimed ($0.50): Find unclaimed money owed to you • card-benefit ($0.05): Credit-Card Benefit Coverage Check • card-benefit-pack ($2.00): Card-Benefit Claim Pack
Parameters schema
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"age": {
"type": "string",
"description": "age"
},
"bank": {
"type": "string",
"description": "Bank name or FDIC certificate (CERT) number"
},
"card": {
"type": "string",
"description": "Card slug (sapphire-reserve, platinum, venture-x, ...)"
},
"debt": {
"type": "string",
"description": "Total non-mortgage debt in USD"
},
"down": {
"type": "string",
"description": "Down payment in USD"
},
"firm": {
"type": "string",
"description": "Optional firm name; used alongside name for action=vet"
},
"goal": {
"type": "string",
"description": "For action=strategy: the savings goal for this child"
},
"lang": {
"type": "string",
"description": "lang"
},
"name": {
"type": "string",
"description": "Required for action=vet (advisor name)"
},
"type": {
"type": "string",
"description": "credit_card | medical | personal | auto | student"
},
"debts": {
"type": "string",
"description": "name:balance:rate format, comma-separated (e.g. credit-card:8500:24,car-loan:12000:6.5)"
},
"extra": {
"type": "string",
"description": "Extra monthly payment available in USD (optional)"
},
"state": {
"type": "string",
"description": "state"
},
"topic": {
"type": "string",
"description": "For action=rules (optional): focus the rules answer on this topic"
},
"action": {
"type": "string",
"description": "Required. One of: find, compare, vet."
},
"health": {
"type": "string",
"description": "health"
},
"income": {
"type": "string",
"description": "Annual income in USD"
},
"issuer": {
"type": "string",
"description": "Card issuer slug (chase, amex, capital-one, citi, hsbc, discover, amex-uk, rbc)"
},
"states": {
"type": "string",
"description": "Comma-separated US state codes you have lived/worked in (e.g. CA,TX,NY)"
},
"balance": {
"type": "string",
"description": "Balance owed in USD"
},
"benefit": {
"type": "string",
"description": "Benefit to check"
},
"has_ssn": {
"type": "string",
"description": "For action=eligibility: does the child have a Social Security Number"
},
"monthly": {
"type": "string",
"description": "Monthly spend in USD (default: 3000)"
},
"savings": {
"type": "string",
"description": "Total savings/investments in USD"
},
"advisors": {
"type": "string",
"description": "Required for action=compare (e.g. \"Advisor A 1% AUM, Advisor B flat fee\")"
},
"creditor": {
"type": "string",
"description": "The collector or original creditor name"
},
"expenses": {
"type": "string",
"description": "Monthly expenses in USD"
},
"job_type": {
"type": "string",
"description": "job_type"
},
"location": {
"type": "string",
"description": "location"
},
"your_age": {
"type": "string",
"description": "Your current age"
},
"child_age": {
"type": "string",
"description": "For action=strategy: the child's current age"
},
"countries": {
"type": "string",
"description": "Comma-separated non-US jurisdictions: CA (Canada), GB, CH, AU, AU-VIC, AU-NSW"
},
"retire_at": {
"type": "string",
"description": "retire_at"
},
"situation": {
"type": "string",
"description": "Optional free-text context about your situation"
},
"specialty": {
"type": "string",
"description": "Required for action=find (e.g. retirement planning, tax, estate, investment)"
},
"birth_date": {
"type": "string",
"description": "Alternative to birth_year for action=eligibility (e.g. 2026-03-15)"
},
"birth_year": {
"type": "string",
"description": "Year of birth (used to calculate Full Retirement Age)"
},
"dependents": {
"type": "string",
"description": "Number of dependents"
},
"item_price": {
"type": "string",
"description": "Item price — recoverable estimate = min(price, cap) - deductible"
},
"situations": {
"type": "string",
"description": "Life events unlocking federal/special sources: former_pension | failed_bank | failed_credit_union | fha_mortgage | savings_bonds | deceased_relative | old_employer | moved_states | former_business"
},
"us_citizen": {
"type": "string",
"description": "For action=eligibility: is the child a US citizen. Required for the $1,000 pilot only — NOT required for the account itself."
},
"delay_hours": {
"type": "string",
"description": "Trip delay: hours delayed (triggers are 6h or 12h by card tier)"
},
"account_type": {
"type": "string",
"description": "account_type"
},
"credit_score": {
"type": "string",
"description": "Approximate credit tier"
},
"current_fund": {
"type": "string",
"description": "Existing emergency fund in USD"
},
"relationship": {
"type": "string",
"description": "relationship"
},
"budget_yearly": {
"type": "string",
"description": "For action=strategy: how much can be contributed per year, in USD"
},
"filing_status": {
"type": "string",
"description": "filing_status"
},
"incident_date": {
"type": "string",
"description": "Damage/theft/delay date YYYY-MM-DD — filing deadlines computed from this"
},
"purchase_date": {
"type": "string",
"description": "Item/ticket purchase date YYYY-MM-DD (eligibility windows + warranty math)"
},
"spend_profile": {
"type": "string",
"description": "Required. Free text, e.g. travel, dining, groceries, gas, cashback."
},
"target_income": {
"type": "string",
"description": "target_income"
},
"employer_match": {
"type": "string",
"description": "Whether your employer offers a 401k match (yes/no)"
},
"marital_status": {
"type": "string",
"description": "marital_status"
},
"prior_election": {
"type": "string",
"description": "For action=eligibility: has an account already been elected for this child"
},
"ssn_work_valid": {
"type": "string",
"description": "For action=eligibility: is that SSN valid for employment, issued before election"
},
"warranty_years": {
"type": "string",
"description": "Extended warranty: original manufacturer warranty length"
},
"cardholder_name": {
"type": "string",
"description": "Name for the cover note (placeholder if omitted)"
},
"employer_program": {
"type": "string",
"description": "For action=strategy: does an employer offer a Trump Account matching program"
},
"item_description": {
"type": "string",
"description": "What the item/trip is (cover note)"
},
"original_owner_age": {
"type": "string",
"description": "Original owner's age at time of death"
},
"phone_paid_on_card": {
"type": "string",
"description": "Cell phone: was the prior month's wireless bill paid on this card"
}
},
"additionalProperties": false
}No endpoints wrapped at confidence ≥ 0.50.
Parent server
com.theaslangroupllc.pulse/pulsenetwork
https://github.com/GTCC777/mcp-pulsenetwork
2/7 registries