mortgage_points_breakeven

Parameters schema

{
  "type": "object",
  "required": [
    "loan_amount",
    "base_rate",
    "points"
  ],
  "properties": {
    "points": {
      "type": "number",
      "description": "Number of discount points being bought"
    },
    "base_rate": {
      "type": "number",
      "description": "Interest rate WITHOUT points, as a DECIMAL (0.07 = 7%)"
    },
    "term_years": {
      "type": "number",
      "description": "Loan term in years (default 30)"
    },
    "loan_amount": {
      "type": "number",
      "description": "Loan principal in USD"
    },
    "cost_pct_per_point": {
      "type": "number",
      "description": "Cost per point as a percent of loan amount (default 1.0)"
    },
    "rate_reduction_per_point": {
      "type": "number",
      "description": "Rate reduction per point, as a decimal (default 0.0025 = 0.25%)"
    }
  },
  "additionalProperties": false
}

No endpoints wrapped at confidence ≥ 0.50.

Parent server