insurepulse
ActiveTool of com.theaslangroupllc.pulse/pulsenetwork
declared in 1.1.0
InsurePulse: AI-synthesized insurance intelligence. Auto coverage analysis, life insurance needs calculator, homeowners gap finder, annual coverage review, renters guidance — plus the Prompt-Pay Interest Engine: deterministic late-claim statutory interest math (TX 18%/prime+5, FL from notice date, NY no-fault 2%/mo, AZ 10%, GA 12%, CA 15%+penalty) with citation-locked demand letters. All endpoints require x402 Coverage: Global Endpoints: • auto ($0.10): Auto insurance analysis • life ($0.10): Life insurance needs calculator • home ($0.10): Homeowners insurance gap analysis • review ($0.15): Annual insurance coverage review • renters ($0.08): Renters insurance guide • business ($0.10): Business insurance guidance • claim ($0.08): Insurance claims guidance • disability ($0.10): Disability insurance analysis • life-event ($0.10): Life-event insurance checklist • rate ($0.08): Insurance rate optimizer • umbrella ($0.08): Umbrella insurance analysis • health ($0.15): Health insurance explained • prompt-pay ($0.05): Late-claim interest check — statutory prompt-pay interest math (deterministic, no LLM) • prompt-pay-letter ($2.00): Citation-locked late-claim interest demand letter ($2)
Parameters schema
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"action"
],
"properties": {
"age": {
"type": "string",
"description": "Applicant age"
},
"dog": {
"type": "string",
"description": "Whether tenant has a dog (affects liability)"
},
"zip": {
"type": "string",
"description": "ZIP code for rate context"
},
"debt": {
"type": "string",
"description": "Other debt (student loans, auto, credit card) in USD"
},
"lang": {
"type": "string",
"description": "Response language"
},
"sqft": {
"type": "string",
"description": "Square footage"
},
"event": {
"type": "string",
"description": "Life event (marriage, baby, home-purchase, divorce)"
},
"state": {
"type": "string",
"description": "State of registration (e.g. 'Texas', 'CA')"
},
"value": {
"type": "string",
"description": "Home value or purchase price in USD"
},
"action": {
"enum": [
"auto",
"life",
"home",
"review",
"renters",
"business",
"claim",
"disability",
"life-event",
"rate",
"umbrella",
"health",
"prompt-pay",
"prompt-pay-letter"
],
"type": "string",
"description": "Which endpoint to call. Options: auto | life | home | review | renters | business | claim | disability | life-event | rate | umbrella | health | prompt-pay | prompt-pay-letter"
},
"income": {
"type": "string",
"description": "Annual gross income in USD"
},
"country": {
"type": "string",
"description": "ISO country code (e.g. US, UK, DE, CA, AU) — tailors norms and benchmark anchors. Default US."
},
"details": {
"type": "string",
"description": "Additional context"
},
"profile": {
"type": "string",
"description": "Driver profile description (e.g. 'clean record 10 years, married, homeowner')"
},
"revenue": {
"type": "string",
"description": "Annual revenue USD"
},
"vehicle": {
"type": "string",
"description": "Vehicle description (e.g. '2020 Toyota Camry')"
},
"hmo_plan": {
"type": "string",
"description": "CA: true for Knox-Keene/DMHC plans"
},
"location": {
"type": "string",
"description": "City and state (e.g. 'Austin TX')"
},
"mortgage": {
"type": "string",
"description": "Remaining mortgage balance in USD"
},
"policies": {
"type": "string",
"description": "Current policies held (e.g. 'auto,home,life,umbrella')"
},
"age_range": {
"type": "string",
"description": "Age range (e.g. 25-34)"
},
"employees": {
"type": "string",
"description": "Employee count"
},
"net_worth": {
"type": "string",
"description": "Estimated net worth (in local currency) for umbrella/liability sizing"
},
"owns_home": {
"type": "string",
"description": "Owns home (yes/no)"
},
"paid_date": {
"type": "string",
"description": "YYYY-MM-DD paid (omit if unpaid)"
},
"situation": {
"type": "string",
"description": "Life situation description (e.g. 'married, 2 kids, dual income')"
},
"claim_type": {
"type": "string",
"description": "property | auto | health | disability | life"
},
"deductible": {
"type": "string",
"description": "Policy deductible USD"
},
"dependents": {
"type": "string",
"description": "Number of financial dependents"
},
"life_stage": {
"type": "string",
"description": "Recent life events (e.g. 'new baby', 'home purchase', 'retirement')"
},
"occupation": {
"type": "string",
"description": "Occupation"
},
"priorities": {
"type": "string",
"description": "cost/coverage/dental/maternity/chronic"
},
"amount_paid": {
"type": "string",
"description": "USD partial payment"
},
"denial_date": {
"type": "string",
"description": "NY-PIP: denial date (drives the 65-3.9(c) interest toll)"
},
"third_party": {
"type": "string",
"description": "true if claiming against someone ELSE's insurer (honest-no)"
},
"claim_amount": {
"type": "string",
"description": "USD claim amount from your records"
},
"claim_number": {
"type": "string",
"description": "Claim number (placeholder if omitted)"
},
"date_of_loss": {
"type": "string",
"description": "FL: the 5-yr limitations clock runs from the date of loss"
},
"employer_ltd": {
"type": "string",
"description": "Existing employer long-term disability (yes/no/details)"
},
"insurer_name": {
"type": "string",
"description": "Insurer name for the letter"
},
"plan_funding": {
"type": "string",
"description": "health: fully_insured | self_funded | government | church | unknown (ERISA gate)"
},
"submitted_by": {
"type": "string",
"description": "insured_reimbursement | provider_assigned"
},
"teen_drivers": {
"type": "string",
"description": "Teen drivers (yes/no)"
},
"business_type": {
"type": "string",
"description": "Business type (e.g. consulting, retail, contractor)"
},
"policy_number": {
"type": "string",
"description": "Policy number (placeholder if omitted)"
},
"all_items_date": {
"type": "string",
"description": "TX: date all requested items were provided"
},
"insurance_type": {
"type": "string",
"description": "Insurance type (auto, home, renters)"
},
"current_premium": {
"type": "string",
"description": "Current premium USD"
},
"damage_estimate": {
"type": "string",
"description": "Estimated damage USD"
},
"rental_property": {
"type": "string",
"description": "Owns rental property (yes/no)"
},
"weather_related": {
"type": "string",
"description": "TX property: true for hail/wind/hurricane (ch. 542A lane) — REQUIRED for TX property"
},
"current_coverage": {
"type": "string",
"description": "Current dwelling coverage amount in USD"
},
"interest_included": {
"type": "string",
"description": "auto-pay lanes: did the payment include the interest"
},
"policyholder_name": {
"type": "string",
"description": "Your name (placeholder if omitted)"
},
"submission_method": {
"type": "string",
"description": "GA: electronic | paper (deadline fork)"
},
"claim_received_date": {
"type": "string",
"description": "YYYY-MM-DD the insurer received the claim/notice/proof of loss"
},
"acted_within_30_of_denial": {
"type": "string",
"description": "NY-PIP: was arbitration/suit filed within 30 days of denial"
}
},
"additionalProperties": false
}No endpoints wrapped at confidence ≥ 0.50.
Parent server
com.theaslangroupllc.pulse/pulsenetwork
https://github.com/GTCC777/mcp-pulsenetwork
2/7 registries