debtpulse
ActiveTool of com.theaslangroupllc.pulse/pulsenetwork
DebtPulse: Global debt elimination intelligence. All endpoints require x402 payment (USDC on Base mainnet) via the PAYMENT-SIGNATURE header. Supports US, UK, Australia, and Canada jurisdictions. Add ?lang= for a Coverage: Global Endpoints: • payoff ($0.10): Payoff calculator • snapshot ($0.10): Debt burden snapshot • negotiate ($0.15): Creditor negotiation playbook • settle ($0.15): Debt settlement analysis • collections ($0.08): Debt collector rights • statute ($0.05): Statute of limitations lookup • garnishment ($0.08): Wage garnishment analysis • student ($0.12): Student loan strategy • credit ($0.10): Credit repair roadmap • build-credit ($0.10): Credit building strategy • dispute ($0.08): Credit dispute guide • insolvency ($0.20): Insolvency analysis • medical ($0.10): Medical bill negotiation • tax ($0.12): Tax debt relief • bnpl ($0.08): BNPL true cost analysis • payday ($0.10): Payday loan escape • mortgage-relief ($0.12): Mortgage relief options • consolidate ($0.10): Debt consolidation analysis • priority ($0.10): Multi-factor debt priority • rights ($0.05): Consumer debt rights • freedom-roadmap ($0.15): Debt freedom roadmap
Parameters schema
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"action"
],
"properties": {
"goal": {
"type": "string",
"description": "goal"
},
"lang": {
"type": "string",
"description": "Response language (ISO 639-1 code). Claude responds natively in any language."
},
"type": {
"type": "string",
"description": "type"
},
"debts": {
"type": "string",
"description": "JSON array: [{creditor, balance, rate, minPayment}]"
},
"score": {
"type": "string",
"description": "score"
},
"state": {
"type": "string",
"description": "US state code (e.g., TX, CA)"
},
"action": {
"enum": [
"payoff",
"snapshot",
"negotiate",
"settle",
"collections",
"statute",
"garnishment",
"student",
"credit",
"build-credit",
"dispute",
"insolvency",
"medical",
"tax",
"bnpl",
"payday",
"mortgage-relief",
"consolidate",
"priority",
"rights",
"freedom-roadmap"
],
"type": "string",
"description": "Which endpoint to call. Options: payoff | snapshot | negotiate | settle | collections | statute | garnishment | student | credit | build-credit | dispute | insolvency | medical | tax | bnpl | payday | mortgage-relief | consolidate | priority | rights | freedom-roadmap"
},
"assets": {
"type": "string",
"description": "assets"
},
"bureau": {
"type": "string",
"description": "bureau"
},
"income": {
"type": "string",
"description": "Monthly income in USD"
},
"lender": {
"type": "string",
"description": "lender"
},
"method": {
"type": "string",
"description": "method"
},
"balance": {
"type": "string",
"description": "Current balance in USD"
},
"country": {
"type": "string",
"description": "Jurisdiction for country-specific rules and programs"
},
"savings": {
"type": "string",
"description": "savings"
},
"creditor": {
"type": "string",
"description": "Creditor name (e.g., Capital One, Chase, Midland Credit)"
},
"fee_rate": {
"type": "string",
"description": "Fee rate (e.g., '$15 per $100')"
},
"platform": {
"type": "string",
"description": "platform"
},
"province": {
"type": "string",
"description": "CA province or AU state code"
},
"servicer": {
"type": "string",
"description": "servicer"
},
"collector": {
"type": "string",
"description": "Collection agency name"
},
"debt_type": {
"type": "string",
"description": "debt_type"
},
"homeowner": {
"type": "string",
"description": "homeowner"
},
"insurance": {
"type": "string",
"description": "insurance"
},
"loan_type": {
"type": "string",
"description": "Conventional | FHA | VA | USDA"
},
"negatives": {
"type": "string",
"description": "Comma-separated list of negative items"
},
"situation": {
"type": "string",
"description": "situation"
},
"goal_score": {
"type": "string",
"description": "goal_score"
},
"amount_owed": {
"type": "string",
"description": "amount_owed"
},
"bill_amount": {
"type": "string",
"description": "bill_amount"
},
"credit_score": {
"type": "string",
"description": "credit_score"
},
"last_payment": {
"type": "string",
"description": "Date of last payment (YYYY-MM-DD) for expiry calculation"
},
"years_behind": {
"type": "string",
"description": "years_behind"
},
"employer_type": {
"type": "string",
"description": "government | nonprofit | private (for PSLF eligibility)"
},
"extra_payment": {
"type": "string",
"description": "Additional monthly payment amount in USD"
},
"months_behind": {
"type": "string",
"description": "Number of months behind on payments"
},
"negative_items": {
"type": "string",
"description": "negative_items"
},
"payment_amount": {
"type": "string",
"description": "payment_amount"
},
"payments_remaining": {
"type": "string",
"description": "payments_remaining"
}
},
"additionalProperties": false
}No endpoints wrapped at confidence ≥ 0.50.
Parent server
com.theaslangroupllc.pulse/pulsenetwork
https://github.com/GTCC777/mcp-pulsenetwork
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