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PRSM

adw.adw_056

Active

Tool of AlpineDataWorks Intelligence Server

declared in 0.3.0

Returns a 0-100 US consumer savings-rate stress index (FRED PSAVERT personal saving rate, inverted and z-scored vs a trailing 36-month window; >50 = below-average saving, monthly since 1962) with score, trend, confidence, saving_rate_pct, 3-month change, and top drivers. Call when the user asks about consumer savings drawdown, household financial cushion, spending sustainability, or recession stress, or when timing consumer-credit underwriting, lending limits, or debt-to-income cutoffs. Updates: monthly.

Parameters schema

{
  "type": "object",
  "required": [],
  "properties": {
    "days": {
      "type": "integer",
      "maximum": 1825,
      "minimum": 1,
      "description": "Optional: return a daily HISTORY series of the last N days (up to 5 years of real archived data) instead of the current snapshot. History requires Gold tier; without it, the current snapshot is returned."
    }
  }
}

What this tool wraps· 0 endpoints

min confidence0.700.50

No endpoints wrapped at confidence ≥ 0.50.

Parent server

AlpineDataWorks Intelligence Server

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