rent_vs_buy
ActiveTool of WingmanProtocol Agent Gateway
declared in 1.5.1
Rent vs Buy Calculator — Compare the N-year net cost of buying (mortgage, tax, upkeep, minus equity) vs renting, and find the breakeven year.
Parameters schema
{
"type": "object",
"required": [
"home_price",
"monthly_rent"
],
"properties": {
"years": {
"type": "number",
"description": "How many years you'll stay (default 7)"
},
"home_price": {
"type": "number",
"description": "Purchase price in USD"
},
"down_payment": {
"type": "number",
"description": "Down payment in USD"
},
"monthly_rent": {
"type": "number",
"description": "Monthly rent for a comparable place in USD"
},
"mortgage_rate": {
"type": "number",
"description": "Mortgage rate as a PERCENT (default 6)"
},
"rent_inflation": {
"type": "number",
"description": "Annual rent increase as a PERCENT (default 3)"
},
"loan_term_years": {
"type": "number",
"description": "Mortgage term in years (default 30)"
},
"closing_cost_pct": {
"type": "number",
"description": "Closing costs as a PERCENT of price (default 3)"
},
"maintenance_rate": {
"type": "number",
"description": "Annual maintenance as a PERCENT of value (default 1)"
},
"selling_cost_pct": {
"type": "number",
"description": "Selling costs as a PERCENT of sale price (default 6)"
},
"home_appreciation": {
"type": "number",
"description": "Annual home appreciation as a PERCENT (default 3)"
},
"property_tax_rate": {
"type": "number",
"description": "Annual property tax as a PERCENT of value (default 1.1)"
}
},
"additionalProperties": false
}No endpoints wrapped at confidence ≥ 0.70.
Parent server
WingmanProtocol Agent Gateway
https://github.com/WingmanProtocol-Agent-Gateway/wingman-agent-gateway
1/7 registries