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PRSM

rent_vs_buy

Active

Tool of WingmanProtocol Agent Gateway

declared in 1.5.1

Rent vs Buy Calculator — Compare the N-year net cost of buying (mortgage, tax, upkeep, minus equity) vs renting, and find the breakeven year.

Parameters schema

{
  "type": "object",
  "required": [
    "home_price",
    "monthly_rent"
  ],
  "properties": {
    "years": {
      "type": "number",
      "description": "How many years you'll stay (default 7)"
    },
    "home_price": {
      "type": "number",
      "description": "Purchase price in USD"
    },
    "down_payment": {
      "type": "number",
      "description": "Down payment in USD"
    },
    "monthly_rent": {
      "type": "number",
      "description": "Monthly rent for a comparable place in USD"
    },
    "mortgage_rate": {
      "type": "number",
      "description": "Mortgage rate as a PERCENT (default 6)"
    },
    "rent_inflation": {
      "type": "number",
      "description": "Annual rent increase as a PERCENT (default 3)"
    },
    "loan_term_years": {
      "type": "number",
      "description": "Mortgage term in years (default 30)"
    },
    "closing_cost_pct": {
      "type": "number",
      "description": "Closing costs as a PERCENT of price (default 3)"
    },
    "maintenance_rate": {
      "type": "number",
      "description": "Annual maintenance as a PERCENT of value (default 1)"
    },
    "selling_cost_pct": {
      "type": "number",
      "description": "Selling costs as a PERCENT of sale price (default 6)"
    },
    "home_appreciation": {
      "type": "number",
      "description": "Annual home appreciation as a PERCENT (default 3)"
    },
    "property_tax_rate": {
      "type": "number",
      "description": "Annual property tax as a PERCENT of value (default 1.1)"
    }
  },
  "additionalProperties": false
}

What this tool wraps· 0 endpoints

min confidence0.700.50

No endpoints wrapped at confidence ≥ 0.50.

Parent server

WingmanProtocol Agent Gateway

https://github.com/WingmanProtocol-Agent-Gateway/wingman-agent-gateway

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rent_vs_buy — WingmanProtocol Agent Gateway — PRSM MCP